Individual Coverage

Here are some tips to help you obtain and shop for health insurance:

Rates for insurance are determined by your age and your zip code of residence. No matter what site you go through, including the carriers themselves, the rate for a particular plan will be the same.
Carriers do not have to accept an applicant due to pre-existing conditions such as ongoing treatments and expensive drugs etc.
Generally speaking the higher the deductible the lower your premium. Read the outline of coverage for the plan you want before you apply.
Plans that cover office visits cost more than plans that do not. Plans that cover maternity cost more than plans that do not.
Just because you fill out an application does not mean you are covered. Wait until you are notified of approval before using a plan.
Look at the big picture when acquiring insurance- example- one day in the hospital for minor back surgery is $50,000. We know as one of us had that surgery!

One of the most popular types of plans today are HSA compatible plans which allow you to obtain a tax deduction up to the amount of the deductible. Click on HSA Plans .to learn more.

To apply with any of the carriers click on the logos below.

Individual Coverage

Additional Information